Lee Manfred, Partner

Lee Manfred manages the deposit access and payment strategy practice as a Partner with First Annapolis Consulting, Inc. In this capacity Lee advises leading financial institutions, payment networks, processors, retailers, and technology providers on strategic initiatives related to deposit access products and services, including signature and PIN debit issuing, open loop prepaid issuing; ATM deployment, ACH, and on line bill payment.  He consults on diverse topics including enterprise payment strategy, product innovation, new business development, mergers and acquisitions, operations and cost benchmarking, vendor selection and negotiation, and organization design.

In the mid and late 1990’s, Lee advised clients on a series of M&A transactions that permanently altered the EFT network landscape. More recently, Lee directed First Annapolis’s industry-leading analysis and interpretation of the Durbin Amendment to the Dodd-Frank Act, and worked extensively with clients developing strategies for the post-Durbin environment.  His work in Enterprise Payments Strategy helps financial institutions understand better the complex interrelationships among payments products, delivery channels, and customer segments.

Lee joined First Annapolis in 1993, and has over twenty five years of consulting and retail financial services experience.  He earned an MBA from the George Washington University, and a BBA from the University of Notre Dame, both with concentrations in finance. 

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